Realtors - Property Insights 101

Risk Model v1

How To Read Your Property Health Score: What It Means. Why It Matters. How To Use It.

TL;DR Your Property Health Score is a single 0–100 number that aggregates eight key factors—from Property Condition to Natural Disaster Risk—into a clear snapshot of potential strengths and vulnerabilities. Below, you’ll learn: 1. What the score represents 2. How we calculate it 3. What each

Data-Driven Due Diligence

The True Cost of Buying a Home: Why Affordability Is More Than Your Mortgage

Quick Facts • In 2024, 35% of U.S. homebuyers underestimated non-mortgage living costs. • Areas with “low property taxes” often offset that with higher transportation or food costs. • The average buyer spends $12,000/year on location-driven living expenses beyond housing. Want to see the data on your own address? Run

Data-Driven Due Diligence

Ghost Permits & Hidden Additions: Why Renovation History Can Make—or Break—Your Closing Table

Quick Stats • Up to 45 % of major U.S. remodels never pull the required permits (NAHB survey). • Mortgage underwriters flag unpermitted square-footage as a “collateral defect,” stalling—or canceling—funding in 24 % of disputed appraisals (Fannie Mae QC data). • Average cost to retro-permit a non-conforming addition: $8,500 – $27,000